Everwick: Private Household Finance Simulator & Decision Support
Everwick is a private, on-device household financial strategy and decision-support tool. It helps a household see where it stands, simulates multi-account portfolio growth over time, and models tax-advantaged and Buy-Borrow-Die (BBD) strategies. It suggests contribution structure across account types and lets you test long-term money decisions before making them. Everwick is educational modeling and structural guidance, not financial, investment, tax, or legal advice, and not a brokerage.
What Everwick does
- Simulates portfolio growth across taxable, 401(k), Roth IRA, and HSA accounts.
- Suggests contribution order and dollar/percent splits by account type.
- Models tax-advantaged strategies and advanced tactics like Buy-Borrow-Die.
- Runs what-if scenarios and stress tests before you decide.
Who Everwick is for
Ordinary households that want a clear, plain-language picture of where they stand and better long-term decisions, and experienced DIY investors managing brokerage, 401(k), IRA, and HSA accounts who want to model scenarios without paying an advisor. Everwick stores your financial scenarios on your device (no account, no server database); optional price lookups may contact external services.
Machine-readable summary: /llms.txt.